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The Principle of Life Annuity and its Types

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What are Annuities and its Types - Ultimate Guide

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Pros and Cons of Buying Annuities: Should I Buy An Annuity?

Pros and Cons of Buying Annuities: Should I Buy An Annuity? In this post, let us discuss whether we should go for Annuities or not. If you don't know more about annuity, just read our earlier post, Annuities: Ultimate Guide . Annuity sounds like a perfect option for your retirement investment. Doesn't it? and this is exactly how products are placed in the minds of the consumers. Whether consumers hardly think that these products may have any disadvantages and they invest in such products, but it is better to know about each and every product in detail that you invest your hard earned money in. So let us see, What annuities actually offer Annuities offer very low returns, returns from annuities are link to long term interest rates and since annuity periods are long, the investment corpus has to be invested in long term options like government bonds and not too many long term dead instruments are available for the insurance companies to provide fixed rate of return...

Withdrawal Benefits of Employee Pension Scheme (EPS)

Withdrawal Benefits of Employee Pension Scheme (EPS) Let us discuss about the situation, why can withdraw your pension benefit and how to calculate your pension. So let us look at the withdrawal of the pension benefit. For calculation of your service period a tenure of less than 6 months is rounded off to 0 and a tenner more than or equal to six months is rounded off to 1. For example, if your service period is 9 years and 6 months, it is rounded off to 10 years and if your service period is 9 years and five months, it is rounded off to 9 years. Withdrawal of the Pension Benefit Pension benefit withdrawal is possible if total employment is less than 9 years and 6 months and your age is less than 50 years. It is also possible if you attain the age of 58 years, but your total employment is less than 9 years and six months. It is also possible by the family members of a deceased EPS member who was dying after the age of 58 years, but his total employment is less than 9 years a...

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